STEP#1 Start by listing all of your debts except your mortgage, in order from largest to smallest.
STEP#2 Pay off the smallest first.Whichever debt on your list is smallest, target that one first. On every other balance, make the minimum payment, but on your smallest debt, devote every spare sent you can find.
STEP#3 Move to the next debt. With your smallest debt out of the way, take the money you were paying on that debt and put it toward the nest debt.With each debt you pay off, the amount you have available to pay toward the next debt will grow larger.
STEP#4 When all of your credit card debts and loans are paid off, you can take the money you were paying toward debt each month and make it work for you.
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